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Cards with specific value on electricity, gas or other household-bill payments. The right comparison still depends on fees, caps, exclusions, qualification rules and how you actually use the card.
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3of 3 published records visible
Axis Bank · Active
Open dossier Airtel Axis Bank Credit Card
A narrow but potentially high-value cashback card when the household's telecom and utility behavior matches the qualifying Airtel Thanks routes.
Annual fee₹500 from the second year on the current Axis Bank product page
RewardsReviewed Axis T&Cs document 25% cashback on eligible Airtel bills via Airtel Thanks (capped) and 10% on eligible utility payments via Airtel Thanks (capped)
Lounge4 complimentary domestic airport lounge visits per year under Axis Bank lounge terms, subject to ₹50,000 eligible spend in the previous 3 calendar months after the new-card waiver period.
Forex3.50% foreign-currency transaction fee on the current product page; DCC markup is separately published for INR-denominated international/overseas-registered-merchant transactions.
Best useAirtel households that can route eligible telecom and utility bills through Airtel Thanks.
3 first-party sourcesReviewed September 11, 2026
ICICI Bank · Active
Open dossier ICICI Bank HPCL Super Saver Credit Card
A low-fee HPCL co-branded card built around fuel savings, accelerated daily-essential rewards and a small set of lifestyle benefits.
Annual fee₹500 + GST
RewardsReviewed issuer page highlights 5% savings on eligible fuel at HPCL/HP Pay and accelerated Reward Points on selected daily-essential spends
Lounge1 complimentary domestic airport lounge visit per quarter after ₹75,000 spend in the preceding calendar quarter; the benefit is for the primary cardholder.
Forex3.5% foreign-currency markup
Best useDrivers whose fuel spend is concentrated at HPCL and who can also use the utility, movie and roadside-assistance benefits.
4 first-party sourcesReviewed September 11, 2026
AU Small Finance Bank · Active
Open dossier AU Altura Credit Card
A low-fee AU cashback card with elevated value on groceries, departmental stores and utilities, plus railway-lounge access.
Annual fee₹199 + applicable taxes.
Rewards2% cashback on eligible grocery, departmental-store and utility spends; 1% on other eligible retail spends, plus ₹50 milestone cashback on ₹10,000 statement-cycle retail spend
Lounge8 complimentary railway lounge visits per year; not positioned as an airport-lounge card
Forex3.49% cross-currency markup under AU’s 7 July 2026 Key Fact Statement.
Best useEntry-level users who want simple everyday cashback on groceries and utilities with a low annual fee and modest waiver threshold.
2 first-party sourcesReviewed September 11, 2026
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