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American Express India credit-card research

Research American Express India credit cards using first-party fee, rewards, eligibility and benefits sources where available. Portfolio counts describe only this maintained database, not the issuer's complete catalogue or market position.

First-party evidenceDated reviewsCard-specific termsNo issuer score
0active profiles
4published non-active
6decision categories represented
0tracked records held
3maintained comparisons shown
Research state

Understand what this issuer dossier covers—and what it does not.

Fees, rewards, lounge access, forex, eligibility and status remain properties of each exact card profile. Issuer-level counts summarize only the maintained research corpus.

4

Published profiles

0 active · 4 published non-active.

4

Tracked records

Includes evidence-gated records that may remain unpublished.

15

Source placements

Unique first-party URLs are retained on the underlying card dossiers.

September 12, 2026

Latest card review

Freshness is a maintenance state, not an issuer-quality score.

Portfolio systems

See the researched shape of the American Express India card portfolio.

These counts are overlapping research lenses. A single card can legitimately appear in premium, travel, low-forex, cashback or UPI routes at the same time.

Exact published cards

Inspect 4 American Express India profiles at card level.

Use the workspace to narrow by card name, status or decision category. The underlying research wording is reproduced from the existing records.

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American Express Platinum Card

A super-premium charge card with a very high fee and a benefits stack built around travel, hotels, lounge access and service rather than cashback.

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Annual fee₹66,000 + applicable taxes.
RewardsReviewed Amex page lists 1 Membership Rewards point per ₹40 on most other eligible spends plus separate fuel treatment; overseas accelerator is also promoted
LoungeAccess to the American Express Global Lounge Collection, currently described as 1,550+ lounges across 500+ airports in 140 countries.
Forex3.50% markup on foreign-currency transactions under the current American Express India customer guidance / fee schedule.
4 first-party sourcesReviewed September 12, 2026Best use: Existing or future eligible premium users who can make substantial use of travel, hotel, lounge and concierge benefits.
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American Express Platinum Reserve Credit Card

A premium Amex credit card combining Membership Rewards with lounge, hotel and lifestyle memberships.

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Annual fee₹10,000 + applicable taxes from the second year onward.
Rewards1 Membership Rewards point per ₹50 on eligible spend, with the current product page separately listing an 11,000-point welcome offer subject to its conditions.
LoungeComplimentary domestic and international airport-lounge access plus complimentary Priority Pass membership under the current product page; programme quotas/usage rules apply.
Forex3.50% markup on foreign-currency transactions under current American Express India customer guidance / fee schedule.
4 first-party sourcesReviewed September 12, 2026Best use: Premium users who can use hotel, dining, golf and lounge benefits but do not need the top Platinum charge-card tier.
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American Express Platinum Travel Credit Card

A milestone-heavy travel card where much of the value comes from bonus Membership Rewards points and travel redemptions rather than the base earn rate.

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Annual fee₹5,000 + applicable taxes from the second year onward.
Rewards1 Membership Rewards point per ₹50 on eligible spend, plus milestone bonus points at ₹1.9 lakh, ₹4 lakh and ₹7 lakh card-membership-year spend thresholds under current terms.
Lounge8 complimentary domestic lounge visits per year, limited to 2 per quarter; Priority Pass membership is complimentary but lounge usage under Priority Pass can carry the prevailing usage fee.
Forex3.50% markup on foreign-currency transactions under current American Express India customer guidance / fee schedule.
4 first-party sourcesReviewed September 12, 2026Best use: Travelers who can naturally hit the card's milestone thresholds without changing spending behavior.
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American Express Gold Card

A charge card built around Membership Rewards and recurring monthly-spend bonuses rather than cashback.

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Annual fee₹4,500 + applicable taxes from second year on reviewed page
RewardsReviewed page states 1,000 bonus points for six qualifying monthly transactions and standard Membership Rewards earning
LoungeNot primarily positioned as a lounge card
Forex3.50% foreign-currency conversion factor assessment under the current American Express India fee schedule / charge-card terms.
3 first-party sourcesReviewed September 11, 2026Best use: Users who value Membership Rewards and can consistently meet monthly transaction patterns.
Official evidence & accountability

The issuer controls the live terms. This site records dated research.

Use the card dossier to understand the recorded evidence, then verify the controlling live documents before applying or relying on a current benefit. Issuer depth is not a service-quality, approval or safety score.