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Cards with elevated value on supermarket or grocery transactions. The right comparison still depends on fees, caps, exclusions, qualification rules and how you actually use the card.
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Published card research
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6of 6 published records visible
SBI Card · Active
Open dossier SimplySAVE SBI Card
A mass-market rewards card focused on common offline lifestyle categories rather than premium travel perks.
Annual fee₹499 + applicable taxes from the second year under the current SBI Card MITC.
Rewards10 reward points per ₹150 on dining, movies, departmental stores and grocery spends on the reviewed SBI listing
LoungeNot positioned as a lounge-led card
Forex3.50% foreign-currency transaction fee; the current SBI Card MITC also lists a 3.50% DCC fee for qualifying INR-denominated international or overseas-registered-merchant transactions.
Best useEveryday spenders concentrated in grocery, dining, movies and department stores.
2 first-party sourcesReviewed September 11, 2026
RBL Bank · Active
Open dossier RBL Bank BankBazaar SaveMax Credit Card
A lifetime-free co-branded card focused on grocery acceleration and basic rewards.
Annual feeNil under the current RBL Bank MITC.
Rewards5X reward points on eligible grocery spends up to the published monthly cap; 1 reward point per ₹100 base on eligible spends
LoungeNo complimentary airport-lounge entitlement is stated on the reviewed current product page or current RBL Bank MITC.
Forex3.50% foreign-currency / dynamic-and-static conversion markup under the current RBL Bank MITC.
Best useFee-sensitive users with regular grocery spend who prefer points over cashback.
3 first-party sourcesReviewed September 11, 2026
AU Small Finance Bank · Active
Open dossier AU Altura Credit Card
A low-fee AU cashback card with elevated value on groceries, departmental stores and utilities, plus railway-lounge access.
Annual fee₹199 + applicable taxes.
Rewards2% cashback on eligible grocery, departmental-store and utility spends; 1% on other eligible retail spends, plus ₹50 milestone cashback on ₹10,000 statement-cycle retail spend
Lounge8 complimentary railway lounge visits per year; not positioned as an airport-lounge card
Forex3.49% cross-currency markup under AU’s 7 July 2026 Key Fact Statement.
Best useEntry-level users who want simple everyday cashback on groceries and utilities with a low annual fee and modest waiver threshold.
2 first-party sourcesReviewed September 11, 2026
Kotak Mahindra Bank · Active
Open dossier Kotak Cashback+ Credit Card
A ₹750 cashback card offering 5% on selected online categories, 3% on eligible fuel and 0.5% on other eligible spends, with a ₹500 billing-cycle cap on accelerated cashback.
Annual fee₹750 + applicable taxes
Rewards5% cashback on eligible online food delivery, grocery and entertainment; 3% on eligible fuel; 0.5% on other eligible spends. Accelerated cashback is capped at ₹500 per billing cycle under the reviewed T&Cs
LoungeNot positioned as a lounge-led card in the reviewed issuer material
Forex3.5% under the reviewed Kotak MITC's standard foreign-currency markup for cards without a special lower rate
Best useModerate spenders whose online grocery, food-delivery, entertainment and fuel spending fits comfortably inside the accelerated cashback cap.
4 first-party sourcesReviewed September 9, 2026
Kotak Mahindra Bank · Active
Open dossier IndianOil Kotak Credit Card
A low-fee fuel card centered on IndianOil with a ₹449 annual fee, ₹50,000 waiver threshold and additional grocery/dining reward value.
Annual fee₹449 + applicable taxes
RewardsReviewed Kotak listing advertises 5% value on eligible IndianOil fuel spends and 2% back as reward points on eligible grocery and dining spends
LoungeNot positioned as a lounge-led card in the reviewed issuer listing
Forex3.5% under the reviewed Kotak MITC's standard foreign-currency markup for cards without a special lower rate
Best useDrivers who consistently refuel at IndianOil and can use grocery/dining rewards while keeping annual spend above the modest fee-waiver threshold.
3 first-party sourcesReviewed September 9, 2026
HSBC India · Active
Open dossier HSBC Live+ Credit Card
A cashback-led HSBC card combining a capped 10% accelerator, 1.5% base cashback, annual lounge visits and a 1.99% forex markup.
Annual fee₹999; the current product page states it is waived when annual spend exceeds ₹2 lakh.
Rewards10% accelerated cashback on eligible dining, food delivery, grocery, shopping and utility spend, capped at ₹1,200 per month across those categories; 1.5% unlimited cashback on most other eligible spend, subject to exclusions.
Lounge2 domestic and 1 international complimentary airport-lounge visits per year under the current product page.
Forex1.99% forex markup on international transactions under the current HSBC product page.
Best useUsers with concentrated dining/grocery/shopping/utility spend who also value a published 1.99% forex rate.
2 first-party sourcesReviewed September 12, 2026
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