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Foreign bank in India · issuer dossier

HSBC India credit-card research

Research HSBC India credit cards using first-party fee, rewards, eligibility and benefits sources where available. Portfolio counts describe only this maintained database, not the issuer's complete catalogue or market position.

First-party evidenceDated reviewsCard-specific termsNo issuer score
3active profiles
0published non-active
9decision categories represented
0tracked records held
4maintained comparisons shown
Research state

Understand what this issuer dossier covers—and what it does not.

Fees, rewards, lounge access, forex, eligibility and status remain properties of each exact card profile. Issuer-level counts summarize only the maintained research corpus.

3

Published profiles

3 active · 0 published non-active.

3

Tracked records

Includes evidence-gated records that may remain unpublished.

6

Source placements

Unique first-party URLs are retained on the underlying card dossiers.

September 12, 2026

Latest card review

Freshness is a maintenance state, not an issuer-quality score.

Exact published cards

Inspect 3 HSBC India profiles at card level.

Use the workspace to narrow by card name, status or decision category. The underlying research wording is reproduced from the existing records.

Active · card dossier

HSBC Live+ Credit Card

A cashback-led HSBC card combining a capped 10% accelerator, 1.5% base cashback, annual lounge visits and a 1.99% forex markup.

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Annual fee₹999; the current product page states it is waived when annual spend exceeds ₹2 lakh.
Rewards10% accelerated cashback on eligible dining, food delivery, grocery, shopping and utility spend, capped at ₹1,200 per month across those categories; 1.5% unlimited cashback on most other eligible spend, subject to exclusions.
Lounge2 domestic and 1 international complimentary airport-lounge visits per year under the current product page.
Forex1.99% forex markup on international transactions under the current HSBC product page.
2 first-party sourcesReviewed September 12, 2026Best use: Users with concentrated dining/grocery/shopping/utility spend who also value a published 1.99% forex rate.
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HSBC TravelOne Credit Card

A travel rewards card with 4 points per ₹100 on travel/foreign-currency categories, 1:1 partner conversion positioning and 10 annual lounge visits split domestic/international.

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Annual fee₹4,999; free when annual spend exceeds ₹8 lakh under the current HSBC product page.
Rewards4 reward points per ₹100 on flights, travel aggregators and foreign-currency spend; 2 reward points per ₹100 on other eligible spend with no stated base cap; 10,000 bonus points after annual spend above ₹12 lakh. Reward points can be converted to listed airline/hotel partners in-app.
Lounge6 local/domestic and 4 international airport-lounge visits per year under the current product page.
ForexThe reviewed public TravelOne product-page text does not state one standalone forex-markup percentage; accelerated points on foreign-currency spend are a reward rule, not a fee waiver. Verify the current MITC/KFS before international use.
2 first-party sourcesReviewed September 12, 2026Best use: Frequent travellers who value airline/hotel transfer partners, accelerated travel earn and a defined domestic/international lounge quota.
Active · card dossier

HSBC Visa Platinum Credit Card

A zero-fee HSBC rewards card offering 2 points per ₹150 plus travel-booking accelerators and Visa Signature lifestyle benefits.

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Annual fee₹0 under the current HSBC product page.
Rewards2 reward points per ₹150 on eligible card spend, with up to 6X reward points on hotels, flights and car rentals through HSBC Travel with Points; current rewards can also be converted to airline/hotel partners.
LoungeThe reviewed current Visa Platinum product page does not position the card around a core complimentary airport-lounge quota.
ForexNo reduced forex-markup percentage is stated on the reviewed Visa Platinum product page; verify the current HSBC MITC/KFS before international use.
2 first-party sourcesReviewed September 12, 2026Best use: Users who want a no-annual-fee HSBC rewards card and can use Travel with Points without needing a lounge-led proposition.
Official evidence & accountability

The issuer controls the live terms. This site records dated research.

Use the card dossier to understand the recorded evidence, then verify the controlling live documents before applying or relying on a current benefit. Issuer depth is not a service-quality, approval or safety score.