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01Issuer dossierAxis Bank3 cards in this category
02Issuer dossierAU Small Finance Bank2 cards in this category
03Issuer dossierSBI Card1 card in this category
04Issuer dossierRBL Bank1 card in this category
05Issuer dossierBank of Baroda / BOBCARD1 card in this category
06Issuer dossierHSBC India1 card in this category
07Issuer dossierStandard Chartered India1 card in this category
Published card research
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10of 10 published records visible
SBI Card · Active
Open dossier Tata Neu Infinity SBI Card
A Tata-ecosystem rewards card with UPI relevance on the RuPay variant and spend-conditioned lounge access.
Annual fee₹1,499 + applicable taxes under the current SBI Card MITC.
RewardsReviewed SBI listing states 5% back as NeuCoins on eligible Tata Neu/Tata-brand non-EMI spends and 1.5% on eligible non-Tata/UPI spends for RuPay variant
Lounge8 complimentary domestic lounge visits per year, capped at 2 per quarter, after ₹75,000 spend in the previous quarter on the reviewed SBI Card listing.
Forex1.99% foreign-currency transaction fee under the current SBI Card MITC; DCC is also listed at 1.99% for qualifying INR-denominated international or overseas-registered-merchant transactions.
Best usePeople already spending heavily across Tata Neu and Tata brands who can use NeuCoins.
2 first-party sourcesReviewed September 11, 2026
Axis Bank · Active
Open dossier Axis Bank SELECT Credit Card
A premium-lifestyle card with a defined reward structure, merchant offers and a relatively high fee-waiver spend target.
Annual fee₹3,000 from the second year; Nil while the qualifying Burgundy relationship applies.
Rewards10 EDGE Reward Points per ₹200 on eligible spend, with 2X points on defined retail-shopping spend up to the current monthly cap.
LoungeUp to 12 complimentary international Priority Pass visits; 2 domestic lounge visits per quarter after ₹50,000 spend in the last 3 months, with Priority Pass renewal tied to ₹3 lakh preceding-anniversary-year spend.
Forex3.50% foreign-currency transaction fee on the current SELECT product page.
Best useUpper-mid-market users who can use shopping, dining, movie and milestone benefits.
2 first-party sourcesReviewed September 11, 2026
Axis Bank · Active
Open dossier Axis Bank Rewards Credit Card
A general rewards card combining issuer reward points with recurring merchant-led lifestyle offers.
Annual fee₹1,000 from the second year on the current Axis Bank Rewards page
RewardsReviewed Axis listing highlights dining, fuel and Swiggy benefits
Lounge2 complimentary domestic airport lounge visits per quarter, subject to ₹50,000 eligible spend in the previous 3 calendar months.
Forex3.50% foreign-currency transaction fee on the current Rewards product page.
Best useUsers who prefer merchant offers and points across dining and everyday lifestyle spend.
2 first-party sourcesReviewed September 11, 2026
Axis Bank · Active
Open dossier Axis Bank MY ZONE Credit Card
A low-fee lifestyle card centered on entertainment and partner discounts.
Annual fee₹500 on the current Axis Bank MY ZONE page
RewardsReviewed Axis listing highlights entertainment, Swiggy and AJIO benefits
Lounge1 complimentary domestic airport lounge visit per calendar quarter, unlocked on ₹50,000 eligible spend in the previous 3 months.
Forex3.50% foreign-currency transaction fee on the current MY ZONE page; DCC is separately charged under the current Axis schedule.
Best useEntry-level users who value entertainment and merchant discounts more than complex rewards.
2 first-party sourcesReviewed September 11, 2026
RBL Bank · Active
Open dossier RBL Bank Platinum Plus Credit Card
A general rewards card with online-spend acceleration and modest spend-conditioned lounge access.
Annual fee₹999 + GST from the second year onward under the current RBL Bank MITC
Rewards1 reward point per ₹100 base earn and 2X on online spends in the reviewed illustration, subject to caps/terms
LoungeComplimentary airport-lounge access was discontinued with effect from 1 July 2025; the current product page still shows the legacy two-visits-per-year description alongside the discontinuation notice, so no current complimentary lounge entitlement is treated as active.
Forex3.50% foreign-currency / dynamic-and-static conversion markup under the current RBL Bank MITC.
Best useModerate spenders seeking general rewards with limited domestic lounge access.
2 first-party sourcesReviewed September 11, 2026
AU Small Finance Bank · Active
Open dossier AU Altura+ Credit Card
A ₹499 AU card combining offline cashback, online reward acceleration, monthly milestone points and railway-lounge access.
Annual fee₹499 + applicable taxes.
Rewards1.5% cashback on eligible offline spends; 2 Reward Points per ₹100 on eligible online spends and 1 Reward Point per ₹100 on eligible offline spends after applicable cashback rules, plus 500 bonus points on ₹20,000 monthly retail spend
Lounge8 complimentary railway lounge visits per year
Forex3.49% cross-currency markup under AU’s 7 July 2026 Key Fact Statement.
Best useLower-to-mid spenders who want a blend of cashback and reward points without moving into a premium annual-fee tier.
2 first-party sourcesReviewed September 11, 2026
AU Small Finance Bank · Active
Open dossier AU Ananta Credit Card
A ₹2,000 AU rewards card with accelerated shopping/dining/travel earn, welcome points, milestones and domestic lounge access.
Annual fee₹2,000 + applicable taxes.
Rewards5 Reward Points per ₹100 on eligible shopping, dining and travel spends, capped at 5,000 accelerated points per statement cycle, plus welcome and annual milestone points
Lounge4 complimentary domestic airport-lounge visits per quarter when eligible flight tickets of ₹5,000 or more are booked through AU Rewardz under the current Ananta terms.
Forex3.49% cross-currency markup under AU’s 7 July 2026 Key Fact Statement.
Best useUpper-mid-tier users whose normal spending is concentrated in shopping, dining and travel and who can naturally reach the card's milestones.
2 first-party sourcesReviewed September 11, 2026
Bank of Baroda / BOBCARD · Active
Open dossier BOBCARD EASY Credit Card
An entry-level everyday-rewards BOBCARD centred on departmental-store and movie acceleration.
Annual fee₹500 from the second year under the current BOBCARD product page.
Rewards5 reward points per ₹100 at eligible departmental stores and on eligible movie spend; 1 reward point per ₹100 on other eligible categories. Accelerated rewards are capped at 1,000 points per statement cycle and current cashback redemption is ₹0.20 per point.
LoungeNot positioned as a lounge-led card on the reviewed current product page.
ForexNo reduced forex rate is stated on the reviewed EASY product page; verify the current BOBCARD MITC before international use.
Best useEveryday shoppers with meaningful departmental-store or movie spend who want a modest fee-waiver threshold.
2 first-party sourcesReviewed September 12, 2026
HSBC India · Active
Open dossier HSBC Live+ Credit Card
A cashback-led HSBC card combining a capped 10% accelerator, 1.5% base cashback, annual lounge visits and a 1.99% forex markup.
Annual fee₹999; the current product page states it is waived when annual spend exceeds ₹2 lakh.
Rewards10% accelerated cashback on eligible dining, food delivery, grocery, shopping and utility spend, capped at ₹1,200 per month across those categories; 1.5% unlimited cashback on most other eligible spend, subject to exclusions.
Lounge2 domestic and 1 international complimentary airport-lounge visits per year under the current product page.
Forex1.99% forex markup on international transactions under the current HSBC product page.
Best useUsers with concentrated dining/grocery/shopping/utility spend who also value a published 1.99% forex rate.
2 first-party sourcesReviewed September 12, 2026
Standard Chartered India · Active
Open dossier Standard Chartered Rewards Credit Card
A mainstream Standard Chartered rewards card with 4+4 point acceleration above a monthly retail threshold and quarterly lounge access.
Annual fee₹1,000 from the second year under the current Standard Chartered tariff; year 1 has no joining/annual charge for this card.
Rewards4 reward points per ₹150 on eligible retail spend; an additional 4 points per ₹150 on monthly eligible retail spend above ₹20,000, with the current bonus capped at 2,000 points per statement cycle.
Lounge1 complimentary domestic airport-lounge visit per calendar quarter, up to 4 per year under the current product page.
ForexStandard Chartered currently states 3.5% on overseas transactions for cards other than Ultimate; verify the current tariff at time of use.
Best useRetail spenders who value straightforward points and quarterly domestic lounge access and can meet the ₹1.5 lakh annual-fee waiver.
3 first-party sourcesReviewed September 12, 2026
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