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Public sector banking group · issuer dossier

Bank of Baroda / BOBCARD credit-card research

Research Bank of Baroda / BOBCARD credit cards using first-party fee, rewards, eligibility and benefits sources where available. Portfolio counts describe only this maintained database, not the issuer's complete catalogue or market position.

First-party evidenceDated reviewsCard-specific termsNo issuer score
4active profiles
0published non-active
10decision categories represented
0tracked records held
4maintained comparisons shown
Research state

Understand what this issuer dossier covers—and what it does not.

Fees, rewards, lounge access, forex, eligibility and status remain properties of each exact card profile. Issuer-level counts summarize only the maintained research corpus.

4

Published profiles

4 active · 0 published non-active.

4

Tracked records

Includes evidence-gated records that may remain unpublished.

8

Source placements

Unique first-party URLs are retained on the underlying card dossiers.

September 12, 2026

Latest card review

Freshness is a maintenance state, not an issuer-quality score.

Portfolio systems

See the researched shape of the Bank of Baroda / BOBCARD card portfolio.

These counts are overlapping research lenses. A single card can legitimately appear in premium, travel, low-forex, cashback or UPI routes at the same time.

Exact published cards

Inspect 4 Bank of Baroda / BOBCARD profiles at card level.

Use the workspace to narrow by card name, status or decision category. The underlying research wording is reproduced from the existing records.

Active · card dossier

BOBCARD ETERNA Credit Card

BOBCARD's premium ETERNA proposition combines accelerated travel/dining/international rewards, domestic lounge privileges and a published 2% forex markup.

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Annual fee₹2,499 from the second year under the current BOBCARD product page.
Rewards15 reward points per ₹100 on eligible dining, travel and international spends; 3 reward points per ₹100 on other eligible categories. Accelerated-category points are capped under the current programme, and 1 reward point can be redeemed for ₹0.25 cashback.
LoungeUnlimited complimentary domestic airport-lounge access is advertised, subject to the current BOBCARD lounge eligibility criteria; verify the controlling spend/eligibility rule before travel.
Forex2% foreign-currency markup on international spends on the reviewed current product page.
2 first-party sourcesReviewed September 12, 2026Best use: Higher-spend travellers who can use dining/travel accelerators, domestic lounge access and the published 2% forex rate.
Active · card dossier

BOBCARD PREMIER Credit Card

A travel-oriented BOBCARD with 5X rewards on selected travel, international and dining spend plus quarterly lounge access.

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Annual fee₹1,000 from the second year under the current BOBCARD product page.
Rewards10 reward points per ₹100 on eligible travel, international and dining spends under the current 5X structure; other eligible spend follows the card's core reward rate and exclusions.
LoungeOne complimentary airport-lounge visit every quarter is advertised, subject to the current lounge list and eligibility criteria.
ForexThe reviewed PREMIER product page does not state a reduced forex-markup percentage; the current BOBCARD MITC should be checked before international use.
2 first-party sourcesReviewed September 12, 2026Best use: Mid-premium users who value travel/dining rewards and quarterly lounge access without ETERNA-level pricing.
Active · card dossier

BOBCARD SELECT Credit Card

A lower-fee BOBCARD focused on online and dining rewards with a published ₹70,000 annual-fee-waiver milestone.

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Annual fee₹750 from the second year under the current BOBCARD product page.
Rewards5 reward points per ₹100 on eligible online and dining spends, capped at 1,000 accelerated reward points per statement cycle; 1 reward point per ₹100 on other eligible categories. Current cashback redemption is ₹0.20 per reward point.
LoungeNot positioned as a lounge-led card on the reviewed current product page.
ForexNo reduced forex rate is stated on the reviewed SELECT product page; verify the current BOBCARD MITC before international use.
2 first-party sourcesReviewed September 12, 2026Best use: Online shoppers and diners who can use the accelerated categories without overshooting the statement-cycle cap.
Active · card dossier

BOBCARD EASY Credit Card

An entry-level everyday-rewards BOBCARD centred on departmental-store and movie acceleration.

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Annual fee₹500 from the second year under the current BOBCARD product page.
Rewards5 reward points per ₹100 at eligible departmental stores and on eligible movie spend; 1 reward point per ₹100 on other eligible categories. Accelerated rewards are capped at 1,000 points per statement cycle and current cashback redemption is ₹0.20 per point.
LoungeNot positioned as a lounge-led card on the reviewed current product page.
ForexNo reduced forex rate is stated on the reviewed EASY product page; verify the current BOBCARD MITC before international use.
2 first-party sourcesReviewed September 12, 2026Best use: Everyday shoppers with meaningful departmental-store or movie spend who want a modest fee-waiver threshold.
Official evidence & accountability

The issuer controls the live terms. This site records dated research.

Use the card dossier to understand the recorded evidence, then verify the controlling live documents before applying or relying on a current benefit. Issuer depth is not a service-quality, approval or safety score.